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CALL US TODAY! (715) 318-1173, 2160 Eastridge Center, Eau Claire, WI 54701
CALL US TODAY! (715) 318-1173, 2160 Eastridge Center, Eau Claire, WI 54701


Eau Claire Bankruptcy Lawyer: Determining Which Type of Bankruptcy Is Best for You

If bankruptcy proves your best option for financial relief, Eau Claire attorney Paul Jackson will help you decide which type best suits your needs. Prior to filing your case you will need to complete a credit counseling course. This may be done online, but failure to fulfill this requirement will automatically disqualify your application.

Chapter 7 and Chapter 13

Likely you have heard these terms many times before, but now they take on added significance. Whichever type of bankruptcy you decide upon, Eau Claire, WI attorney Paul Jackson can help. The majority of people file under Chapter 7 because it allows them to wipe the slate clean. Chapter 7 bankruptcies usually take about five months to finish, after which the debts included in the filing will be removed permanently.

Chapter 13 is often referred to as restructuring of debt. This type helps stop immediate home foreclosures, and gives individuals an opportunity to set up a payment plan. If you choose this option, you will need to make progress toward paying off your debts within 3-5 years. Sometimes individuals are not eligible for Chapter 7, and must choose Chapter 13 instead.

Call Us

Whichever bankruptcy plan you decide upon, Eau Claire attorney Paul Jackson can facilitate your endeavor at each stage from filing to discharge of your debt. Call today for a consultation at (715) 318-1173. Jackson Legal Services LLC 3409 Golf Rd. Eau Claire, WI 54701

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